Does PayPal Work With Chime

Does PayPal Work With Chime?

PayPal is one of the most popular platforms, and it has revolutionized the banking business. You can send and receive funds from any location with ease. You can send money to your friends and family with a single click of a button, regardless of whether they have a PayPal account or not. Chime is a fantastic idea that, like PayPal, allows you to move money from one bank account to another fast and securely. The best part about Chime is that the transactions are completely free, which is why so many people enjoy it. You might be wondering Does PayPal Work with Chime? This post will walk you through integrating and moving funds from PayPal to Chime seamlessly. 

Does PayPal work with Chime?

Does PayPal Work With Chime

It certainly does. Money can be transferred from PayPal to Chime. You must connect PayPal to Chime for the transaction to be easy. You’ll need the Chimes recipient account number as well as the routing number to complete this. The Chime mobile banking app has your Chime account information and routing number. Download, install and run the software.

How To Integrate PayPal With Chime: A Step-by-Step Guide

1. Obtain the Chime Account and Routing Numbers

Finding the account and routing number is simple once you’ve logged into your Chime account. You can do so either through the app or through the website.

To begin, locate the “Move Money” menu, which is located in the application’s settings. The routing number and account number can be seen on the menu.

If you’re using the Chime app, you’ll have to reopen it after opening PayPal because the Chime app closes after you log out. If you’re using a browser, though, you can save the page, switch to another tab, and proceed as usual.

2. Link your PayPal account to your Chime account.

To transfer money from your PayPal account to your Chime account, you must first link the two platforms. That’s why the routing number and Chime account are required.

You must create a PayPal account; it will work better if you do so from a computer browser. Go to the Pay and Get Paid menu in the top navigation bar of your PayPal account.

The Wallet menu will appear; select the Bank and Cards option. You’ll see your PayPal account balance as well as all of the cards and banks you’ve linked to it.

Select the option to add a new one under the Bank section. There will be a list of banks to pick from, but Chime will not be one of them. As a result, you’ll need to choose an option that lets you add bank account information individually.

The next screen will ask you to select the type of account you wish to link to Chime; click the option for a personal account to link to Chime. The Chime account number and routing number are then entered.

After that, click the connect your bank option, and your Chime account will be linked to your PayPal account immediately.

3. Make a Change to Make Sure It Works Perfectly

This ensures that everything is in working order. PayPal’s technology is advanced, and it does an excellent job of linking bank accounts. Any incorrect bank account number will be rejected by the system.

To make sure everything is working, send at least $1 from your PayPal account to your Chime account, then check your Chime account to see if the transaction went through.

If you locate money in your Chime account, everything is in order, and you can now send a large sum of money.

A little information you might be interested in:


PayPal is an online payment service that enables customers to send and receive money. PayPal was purchased by eBay in 2002, but the company split apart in 2015, and it now runs independently. To transfer or receive money, PayPal makes it simple to link a credit card or debit card. It’s free to open a PayPal account; all you have to do is fill in your basic contact information and email address.

With a PayPal account, you can do business with anyone who also has a PayPal account. Any money sent as part of a business transaction is subject to a modest processing fee from PayPal. PayPal also owns Venmo, a popular online peer-to-peer payment service. As a result, you should be aware that your PayPal and Venmo transactions are handled by the same business.


Chime is a fintech firm that provides personal banking services, however, it is not a bank. The platform has an appealing mobile app and a user-friendly website. Chime is popular because it is simple to use; it just offers one savings account, one checking account, and a secure credit card.

Types Of Chime Accounts 

1. Chime Spending Account 

The Chime checking account and the Chime spending account are the same things. There are no fees associated with this account, and there is no requirement for a minimum deposit. It offers a fantastic feature that allows for quicker direct deposits. In less than two days, the amount you deposit will be in your account.

2. Chime Savings Account

Chime offers a fantastic high-interest savings account. There is no minimum balance requirement for this account, and there are no monthly fees. You will also earn interest on whatever amount in your account, whether it is one dollar or one million dollars.

A “Chime Spending Account” is required to open a Chime account. The best part is that there is no requirement for a minimum deposit with Chime. The organization also offers excellent saving programs that make saving enjoyable and simple.

It offers a feature called save when you spend, which allows you to save modest sums each time you make a purchase. It also saves when you are paid, saving 10% of a direct transfer or $500 or more automatically.

3. Access on The Go

This service is mostly accessible via a mobile app. It includes a lot of functions, which makes it very comfortable and simple to use. The brand is well-known for its unique mobile application, which has a 4.6-star rating on Google Play. When you make a purchase, the app will send you transaction and notification alerts.

If you misplace your card, you can also disable transactions using the app. The Chime debit card can be used everywhere that takes Visa, and it can also be linked to Apple Pay or Google Pay. You can deposit to your Chime Spending Account utilizing the Chime app’s mobile deposit feature.


It is possible to send money from PayPal to Chime. When linking PayPal to Chime, keep in mind that PayPal treats Chime as a bank account rather than a debit card.

As a result, add Chime in the same way as you would add your banks. You must link the two platforms in order to pay money from PayPal to Chime. The methods are outlined in the text, so connecting the two online payment platforms will be simple.


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